The recommendation of KTA without easy credit card terms is being the prima donna of everyone, especially, for those who need additional capital. Because, during this time applying for funds to the bank, it needs a guarantee. This is indeed a little complicated, another condition to facilitate is credit without collateral from the owner of the Credit Card.
Only, almost everyone is difficult to get because, to file it is difficult, in fact, rejection occurs immediately when the file has entered. The application requirements are actually easy only, payslips, NPWP, monthly payroll, and passbooks. However, the minimum salary must be met. With Credit Card the loan ceiling is very large.
In fact, some have already broken through the hundreds of millions mark. The development of the world of technology makes this loan also more developed. The presence of Financial Technology facilitates everything. By applying for a KTA recommendation program without a credit card, everything is easy. The process also does not take long.
Although, you have to be careful. Because, not all fintechs behave well. There are also those who plunge as the news circulating. If, want to apply for it first look at their various requirements. To be safe, just try to see the entire list through OJK, a supervisory body that always provides information about finances.
In 2021, the development of Fintech will be even greater. Because, the ease and socio-economic conditions of the community due to the pandemic. So that you are not deceived and safe in the following transactions, some trusted fintech recommendations that can be used as an option for various urgent needs.
KTA Recommendation Without Credit Card Easy Terms Bank Permata
The first bank can be used as the first choice in applying for a loan. In fact, the figure set is quite varied ranging from Rp2 million to Rp10 million. With a payment period of 12 months. The disbursement process is also faster, approximately for 24 hours after the requirements are approved, the funds go directly into the account.
Each loan will be subject to interest of 2.99%. The installment figure remains unchanged. Minima installments are 6 months. Before applying, a table is usually provided. So, you just need to learn it. In fact, some opportunities Permata Bank will also provide interesting promos.
The recommendation of KTA without a credit card easy terms will provide a repayment period of up to 3 years. If there is a delay in payment, a fine of 5% of the bill will be imposed with a minimum value of Rp150 thousand. To apply for it you must meet the requirements.
At least receive a monthly salary of Rp3 million. Age 21 years to 50 years, become a permanent employee of a company for at least 2 years. File some documents such as, Photocopy of KTP, KK, Marriage Certificate, Salary Slip for the last 3 months.
Furthermore, current accounts, decrees for appointment of permanent employees, or the last original ijasah, as well as NPWP. Actually, you don’t need to have a savings account from Permata. It’s just that, there will be a transfer fee of Rp150 thousand. Therefore, it is better when submitting all account opening applications.
Tunaiku, Program dari Bank Amar
The recommendation of KTA without an easy credit card is Tunaiku which has been guaranteed by OJK since 2014. So, you don’t need to hesitate to apply for it when you need additional capital. The service has been supported 24 hours, to get funds. You need to download the app on the Google Play Store.
Next, prepare your ID card and fill out a number of notification forms to Tunaiku. This form will also determine whether your application is accepted or vice versa. After the contract is completed, the money can be directly liquid. Interestingly, when installment payments are faster, there is no interest charge.
This KTA recommendation without a credit card easy terms has a budget ranging from Rp2 million to Rp20 million. Almost everyone uses it and gets positive testimonials. When you want to borrow, either a website or an app. It already appears that the calculation points. So, just choose it.
You will borrow and how much you pay. Immediately there will be numbers, that’s the installment every month. However, when applying pay attention to the identity of the ID card. Try not to be damaged and legible by the system. This way, the loan will automatically be rejected immediately.
In addition to providing additional funds. My cash, also opens up your opportunities to make investments. There are simulations available. So, you will understand how much development with tenor options ranging from 1 to 3 months Guaranteed to be safe and you can find out the movement and growth.
CIMB Niaga Extra Fund Program
The next easy-terms credit card recommendation from CIMB Niaga which holds an extra fund program. The best solution for those of you who want extra money. The access is quite easy and simple. No need to come to the office simply through the Call Center service or website.
Interestingly, the funds can be applied for 24 hours to 7 days. You have been provided with a form to fill out, as a first step whether this application is tested or rejected. Each loan will be subject to interest of 1.79%. The figure is indeed very large can apply up to Rp300 million.
Not only CIMB Niaga users, KTA recommendations without easy credit cards can also be submitted by other bank customers. It’s just that the requirements are indeed a little complicated. When applying, you are 21 years old to 55 years old. As well as Indonesian citizens with proof of ID card.
Don’t forget to also prepare a payslip and photocopy of NPWP if the application is more than Rp50 million. For other customers there is an additional credit card. However, for workers and customers, it is not necessary. If, experiencing a delay in payment will be subject to a fine of Rp150 thousand.
Online Loans dari Money Friends
The last easy requirement of KTA without a credit card is Money Friends. There are already calculators and calculations available in applying for a certain amount of money. The value reaches Rp3 million with a tenor of approximately 70 days. Fintech is indeed trusted because, almost 80% of them re-lend.
How to apply is quite easy, just try downloading it in the application through a friend’s mobile money. Furthermore, selfies using ID cards all process in approximately 5 minutes. After the contract agreement the money will be liquid immediately within 24 hours. Friends’ money has received various kinds of awards.
Have obtained permission and supervision from OJK. Thus, it is guaranteed to be safe and not deceptive. For the conditions are quite easy and light. The age of the borrower ranges from 21 years old to 60 years old. Borrowing by area of the region, for jabodetabek can be maximized. It’s just that, for Solo and its surroundings, there is a maximum limit.
The minimum income is valid, which is Rp2 million. Prepare some personal documents, namely ID cards, payslips, family cards, personal photos. The payment period in a short time is 10 days to 30 days or long with interest calculations. The nature is very transparent, there is no element of deception at all.
The addition of capital is indeed important for a number of people. Whether for education, business, or other purposes. However, you must carefully understand the various requirements. If it is worrying, it is better not to. The recommendation of KTA without a credit card easy terms is needed by various circles moreover, during the pandemic.